HEIRS INSURANCE ESSAY CHAMPIONSHIP 2026 

Application Deadline: July 8, 2026

LOCATION: Nigeria

The Heirs Insurance Essay Championship is an annual essay competition open to school students between JSS1 – JSS3 across Nigeria, with the aim of showcasing the creativity and talent of children.

Essay Topic: The Power of Insurance in Creating Safer and More Secure Societies

ELIGIBILITY:

Participation Details:

Word count: Not more than 500 words.

Essays should be typed and not handwritten.

Students must write their name, school, and class on the essay document.

Document Format: Word document only.

Students must save their essay document with their full name.

Application closes on July 8, 2026. Early submission is advised.

NOTE:

The use of artificial intelligence (AI) tools to generate, rewrite, expand, or substantially assist any part of an entry is strictly prohibited.

Participants must upload their passport photograph and any form of ID when submitting their application form. Submit Essay

DISCLAIMER: All individuals directly or indirectly related to any member of Heirs Insurance Group (HIG) are not eligible to participate in this Essay Championship. Such ineligible individuals include but are not limited to Employees, Directors, Agents, Financial Advisors, Family members, Contractors, Consultants, Vendors and Suppliers of HIG

Teachers’ Insurance Awareness Prize: At Heirs Insurance Group, they recognize the pivotal role teachers play in shaping the future. The Teachers’ Insurance Awareness Prize is our flagship initiative dedicated to honouring teachers who champion insurance education within their schools and communities. Whether through classroom instruction, community outreach, or media engagement, these teachers are instrumental in fostering a culture of financial literacy and security.

How to Enter:

Step 1: Execute an insurance awareness initiative in your school or community (E.g. conduct a training, publish an article, etc). 

Step 2: Ensure that Heirs Insurance Group reflects in your initiative to make it easy for us to track. 

Step 3: Document your initiative by capturing your impact (Pictures, videos, lesson materials, testimonials etc).

Step 4: Submit your entry. Apply for the Teachers’ Insurance Prize

    BENEFIT:

    Heirs Insurance Essay Championship 2026 Rewards:

    Winner’s School: N1,000,000 Grant.

    Winner: N5,000,000 Scholarship.

    1st Runner Up: N3,000,000 Scholarship.

    2nd Runner Up: N1,000,000 Scholarship.

    Teachers’ Insurance Awareness Prize:

    ₦1,000,000 cash prize for the outstanding teacher.

    ₦500,000 grant for the teacher’s school.

    APPLY

    UNIVERSITY OF TWENTE SCHOLARSHIP (UTS)

    Application Deadline: 1 April 2027

    LOCATION: The Netherlands

    The University Twente Scholarship (UTS) is a scholarship for excellent students from non-EU/EER countries, applying for a graduate programme (MSc) at the University of Twente.

    ELIGIBILITY:

    In order to be eligible for a the University of Twente Scholarship, you should meet all the requirements below.

    Application for an UT scholarship is a procedure separate from the application for course entry at the University of Twente. Regardless of funding, you will need to gain an accademic admission letter first.

    You have been (provisionally) admitted to one of the qualifying UT Master programmes starting in the academic year 2027/2028 (September). Please note: After completion of your application, it may take up to 8 weeks before you receive the results.

    You must have a student number.

    You have not graduated from a UT (under)graduate programme;

    You comply with the conditions for obtaining an entry visa in the Netherlands (if applicable);

    You comply with the general English language test requirement Academic IELTS 6.5 (or TOEFL iBT of 90) and an additional 6.0 (TOEFL iBT 20) on the subscore of speaking skills

    You are not eligible for a Dutch study loan;

    The University Twente Scholarship is a scholarship for excellent students. This means that you only belong to the best 5 to 10 percent of your graduation class at your home university. Self-knowledge is of the essence!

    BENEFIT:

    Scholarship Value:

    € 3,000 – € 22,000 for one year. If you have applied for a two-year programme, make sure you read the information about two-year study programmes below. 

    Have a look at the overview of the estimated costs of living when studying at the University of Twente (excluding tuition fees).

    Have a look at the overview of tuition fees when studying at the University of Twente.

    Please note: This scholarship is meant as a compensation for study related costs. It is up to the scholarship student to decide how to spend the money. No costs (e.g. tuition fees) will be paid on your behalf.

    APPLY